Personal Financial Planning Services

We help individuals determine and achieve their financial goals through our proprietary approach to building financial plans and our exclusive investment and insurance strategies. We have proudly structured our firm as independent investment advisory representatives providing unbiased council and advice. Our primary goal is to produce consistent and competitive performance for our clients. Beacon’s planning approach is proven, integrated, and objective as we address the distinctive needs of each client whose unique lifestyle and substantial investments demand more sophisticated financial solutions. We believe the education of clients is critical so that the financial plans and positive outcomes of the individual are maximized. Creating an understanding of wealth building, retirement planning, debt management, long term planning and overall financial decision making is critical.

Clients who utilize our services are typically seeking unbiased advice with tailored recommendations, reduced volatility, improved after-tax investment results, assistance with regard to the transfer of wealth to the next generation, protection of their wealth, and reduction of the need to deal with a multitude of advisors.

How Beacon Establishes a Financial Plan

“If you don’t know where you’re going, any road will take you there”

We take a snapshot of where you are, help you decide where you're going, then build a road to get you there with as few potholes as possible.

1. We help our clients to clarify their current financial situation and prioritize their specific goals.
2. The next step is using our state of the art Financial Planning software to:
   
   1. Build a detailed budget and develop strategies to maximize current allocation of income.
   2. Building snapshots of current investments and asset allocations, we then determine if unnecessary fees, tax exposure or portfolio structure is reducing returns. We segment distinct pools of money to be used for accomplishing specific goals and develop systematic investing plans to help our clients realize their dreams.
   3. Use of “probability” software to diagnose whether assets are being utilized to their fullest and determine likelihood of plan achieving desired results.
   4. Determine if insurance coverage is sufficient for client needs.

3. We then develop and recommend an action plan to help our clients establish their goals

The Beacon Philosophy

While diversification thru asset allocation is important, it doesn’t always work. Beacon believes TRUE diversification comes from a carefully coordinated combination of Strategies that together play a role in increasing the probability of success.

The Beacon Strategies

• Buy & Hold
• Fixed Income Strategy
• Alpha Strategy Account
• Alpha Account
• Private Pension

Beacon Virtual Viewoffered through Albridge Solutions, Beacon provides a web-based accessible anywhere information center. It is the premier asset and performance reporting software available on the market today. Simply access your account through a secure and encrypted website; you and whomever you choose have the ability to view all of the following:

Client Accounts

1. 401K Accounts
2. Brokerage Accounts
3. Direct Mutual Fund Accounts
4. Variable Annuity contracts

 

With Beacon, clear concise, comprehensive wealth reporting is provided to the client for an accurate view.