Personal Lines

Beacon Insurance and Beacon Personal Risk Management* provide for the property and casualty insurance and risk management needs of both individuals and businesses. We identify as many of our clients’ exposures to loss as possible and design a comprehensive program that incorporates elements from both areas.  We then negotiate the best possible terms, conditions and pricing, and continue to analyze and modify your program as markets and risks change.

*Beacon Insurance and Beacon Personal Risk Management are part of The Beacon Group of Companies

Beacon Personal Risk Management offers a wide range of insurance products for individuals and their families.  Our focus is guiding you in identifying your risk of loss and counseling you to reduce that risk while developing a plan to protect your personal assets.  Personal Insurance may seem like a commodity, but all policies are not alike and many people do not realize they have gaps in coverage until a claim happens.  Our goal is to guide you in protecting the assets you’ve worked so hard to build.

Common Coverages Provided by Beacon Personal Risk Management

  • Automobile
  • Valuable Articles
  • Homeowners
  • Flood
  • Vacation Homes
  • Watercraft
  • Rentals
  • Motorcycles
  • Condominiums
  • Recreational Vehicles
  • Tenants
  • Excess Liability/Umbrella


*Above list is a representation of common policy types, however we are not limited to these risks.